Merchant Accounts

They're Our Specialty

Businesses require merchant accounts in order to accept credit and debit card payments from their customers. A merchant account is a type of financial account that allows funds to be transferred from card issuing banks to a merchants business bank account.

Merchant account services include payment processing for different kinds of businesses including retail, MOTO or mail order/telephone order, Internet. Without a merchant account, a business owner would not be able to accept Visa, MasterCard, American Express or any other popular card type.

The payment processing industry is an extremely complicated, convoluded industry. Many companies provide the same services, and in some cases are both competition and partners. There are a lot of middlemen and resellers in the market place that tend to make things very confusing for the average merchant.

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The payment processing industry is an extremely complicated, convoluted industry. Many companies provide the same services, and in some cases are both competition and partners. There are a lot of middlemen and resellers in the market place that tend to make things very confusing for the average merchant. CWBpay understands these complex relationships and can help you maneuver through them so you only have to worry about running your business.


  • Award Winning

    CWBpay has been voted the #1 High Risk Processor from topcreditcardprocessors.com since its inception.

  • Experienced

    CWBpay's leaders have decades of experience in the merchant services industry.

  • Dedicated

    CWBpay has a staff that works around the clock to provide assistance and support for our merchants.

  • Progressive

    CWBpay is moving forward, ahead of the industry, providing mobile technologies and merchant services for tomorrow.


Consistently Voted the Best High Risk Provider
by Industry Experts



  • A Proven Platform

    We've built a platform that works for you. We're continuing to add new features daily, and expanding to meet the needs and requests of our customers.


  • Support Superiority

    We have some of the best support in the business. We can be reached anytime of day, and will help you through any hurdles you might encounter. Need help? Call Us.


  • Quick and Painless

    Signing up is fast, easy, and secure. Our Application process can be completed in just a few minutes, and you'll hear back from us within 24-48 hours, sometimes sooner!


Merchant Solutions Tailored to All Types of Businesses, Including
Applying is fast
And Easy
No matter your device, platform, product or service, applying is a painlessly quick experience and can be finished in minutes. So what are you waiting for? Stop delaying and start selling today!